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Cash value life insurance policy investorwords. Here's a very straight forward explanation why (almost) every life insurance policy with cash value is a raw deal for everyone other than the person who sells it.
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Cash value the 'other' benefit of a life insurance policy. If your policy was making you money over funded, with minimal insurance, you would have to pay tax on the gain over and above what was invested. If this design was used in sturcturing your insurance policy, however, you might not cash it.
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